In short: TapSum is a personal finance tool, not financial advice. Your data lives on your device, so keep backups. Premium is billed and managed by Apple or Google.
1. Who we are
TapSum (the "App") is provided by Gleb Safronov, a self-employed developer in Barcelona, Spain ("we", "us"). Contact: hello@tapsum.fyi. See the legal notice for full details.
2. Agreement
By downloading or using the App you agree to these Terms. If you download the App from the Apple App Store, Apple's Standard Licensed Application End User License Agreement also applies. If you download it from Google Play, the Google Play Terms of Service also apply. Where these Terms conflict with Apple's standard EULA for an App Store download, the EULA prevails.
3. License
We grant you a personal, non-exclusive, non-transferable, revocable license to use the App on devices you own or control, for personal, non-commercial purposes. You may not copy, modify, reverse engineer, resell or redistribute the App, except where the law allows it.
4. Free features and Premium
You can use TapSum's core features for free. Premium is an optional upgrade that unlocks additional features. It is offered as an auto-renewing subscription (monthly or yearly) or as a one-time lifetime purchase. Prices are shown in the App before you buy, in your local currency, including taxes where applicable.
5. Subscriptions
- Payment is charged to your Apple ID or Google account when you confirm the purchase.
- Subscriptions renew automatically at the same price and period unless you cancel at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the period ends.
- You can manage or cancel a subscription in your App Store or Google Play account settings. Deleting the App does not cancel a subscription.
- If a free trial is offered, any unused portion ends when you purchase a subscription.
- Refunds are handled by Apple or Google under their policies. We cannot issue refunds for store purchases directly.
- A lifetime purchase is a one-time payment that unlocks Premium for as long as the App is offered and supported on your platform. You can restore it on new devices signed in to the same store account.
6. Your data and backups
All data you enter is stored only on your device. We have no copy of it and cannot recover it if your device is lost, damaged or reset, or if you uninstall the App. You are responsible for making backups using the App's export and backup features.
7. Not financial advice
The App helps you record and review your own finances. Figures, charts, budgets and exchange rates are for information only and may contain errors. Nothing in the App is financial, tax, investment or legal advice.
8. Availability and changes
We may update, change or discontinue features of the App. We aim to keep paid features working for the period you paid for. If we materially reduce Premium features during a paid period, your statutory rights as a consumer are not affected.
9. Liability
The App is provided "as is" and "as available". To the extent permitted by law, we are not liable for indirect or consequential loss, or for loss of data you did not back up. Nothing in these Terms limits liability that cannot be limited by law, including for intent or gross negligence, death or personal injury, or your statutory rights as a consumer, including the legal guarantee of conformity for digital content under EU and Spanish law.
10. Governing law
These Terms are governed by Spanish law. If you are a consumer, you also keep the protection of the mandatory laws of your country of residence and may bring proceedings in the courts of your country.
11. Changes to these Terms
We may update these Terms. We will change the date above and, for material changes, give notice in the App or on this page before they apply.
12. Contact
Questions about these Terms: hello@tapsum.fyi. Help with the App: support@tapsum.fyi.